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With Interest Rates Coming Down, Get Your Banker to Say "Yes"

Writer's picture: ntjames5ntjames5

What bankers look at when making credit decisions
5 Cs of Credit

The Federal Reserve is poised to drop interest rates in September 2024. So, how do you - the small business owner - communicate with your banker to get your banker to see how good your company is or could be? Do you need money to grow out of the Pandemic environment? Do you need funding to change your business model? Do you need additional Working Capital to ride the change in the market? In this article, we reveal to you the "5 C's of Credit." They are five simple principles most banker rely on to determine if a situation is ripe for making a loan. Use it as a guide for your next conversation with your banker.


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